The One app for your money

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4% Cash back
150+ Countries covered
10%+ Yield

Faster.

Cheaper.

Better.

Spend while you earn

Pay with your stablecoin balance as it earns, with instant availability.

Real rewards

Earn up to 4% cash back, with extra boosts at partners.

Borderless coverage

Tap, swipe, or buy online in over 150+ countries.

Zero-fee USD₮ transfers

Send USD₮ anywhere with no fees whatsoever.

Onboard in minutes

Sign up, receive a virtual card and start spending in minutes, not days.

One app. One card.
No borders.

Keep earning on what you don’t spend. Withdraw or allocate anytime.
Spend directly from your stablecoin balance. 
No manual top ups.
Generate a virtual card instantly, and order your premium physical card in-app.
Rewards

The best cash back when you spend

4%
Earn

Your money
never sleeps

Your stablecoins should work until the moment you use them.
Pay against your earning stablecoin balance with instant availability.

Your stablecoins should work until the moment you use them. Pay against your earning stablecoin balance with instant availability.

10%+
Get started in minutes, not hours

Download the app, complete quick verification, deposit stablecoins, and start spending immediately.

Step 1
Simple in-app verification
Step 2
Instant virtual card on approval
Step 3
Add to Apple Pay and Google Pay

Security that protects every payment

Your money is our priority

Plasma One is independently audited, continuously monitored, and protected by strong controls.

You control your money, not us

Manage how your card is used, get instant alerts, and freeze or unfreeze it with a tap.

Frequently asked questions

Is Plasma One a bank?

No. Plasma One is a financial technology company, not a regulated financial institution, bank or a money services business. The Plasma One Card is issued by Signify Holdings, Inc. pursuant to a license from Visa.

Where can I use my Plasma One card?

Anywhere where Visa cards are accepted, online and in store.

How do rewards work?

With every purchase made using your Plasma One card, you'll earn cash back in XPL tokens. Exact cash back percentage will depend on your tier, with the highest being 4%.

Your stablecoins on Plasma One will earn 10%+ yield through opportunities that exist within the Plasma onchain ecosystem.

Can I withdraw from Plasma One to my bank account?

Yes, you will be able to withdraw to a bank account. Use connected off‑ramps to send funds to your bank. Timing and fees depend on your region and partner.

How does Plasma One prioritize security?

Plasma One protects your funds with layered security, including biometric sign-in and advanced encryption. Instead of seed phrases, we use hardware-backed keys so only you can access your money.

You stay in control with instant card freeze, customisable spending limits, and real-time transaction alerts. Our systems monitor for fraud around the clock while preserving full self-custody of your digital dollars with bank-grade protection.